Martin Gruner is Founder of Gruner Capital Management of Raymond James. He has over 30 years of experience as a financial advisor. Martin told us about smart strategies for retirement planning and investing. He strongly encouraged having a Roth IRA because your heirs will not need to pay taxes
if they inherit the funds, and will not have the restrictions that a traditional IRA has. Additionally, he stressed the importance of diversified asset allocations, and not putting all investments in just stocks. It was an important and informative presentation.